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Hello,
I'm Jim Heberle
Mortgage Advisor

NMLS#: 252781

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Hello, welcome to my page.

Jim Heberle is a big believer in California real estate. He has been investing, teaching, and advising on real estate for decades. He is the only mortgage advisor in our tri counties area that has taught Mortgage Lending at the college level; along with classes for Property Management and Title/Escrow procedures.

He put four children through University Educations by investing in California real estate when he started his family. He knows how to explain things clearly and concisely and enjoys explaining what works and what doesn’t and, most importantly, how to make things work. There are many ways to come up with a down payment. There are many ways to obtain the needed cash to fund the transaction. There are many discussions to define the residual cash flow needed to enjoy your home ownership lifestyle.

With the proper explanations and communications, buying your home becomes a fun lower stress process!!! Jim will enjoy the privilege of assisting you with your home financing – whether you are a first time home buyer, a last time home buyer, or anything in between.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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